Ripple launches XRPL proxy payment toolkit, laying out AI automated payment infrastructure

By: rootdata|2026/06/10 20:45:01
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According to The Block, Ripple announced a toolkit for developers to build "proxy payment" applications on the XRP Ledger (XRPL), supporting AI agents to execute automated financial transactions.

Ripple stated that AI agents are no longer a concept of the future but are actively participating in paying computational costs, settling invoices, and completing transactions without human intervention. As the application of AI agents expands, the market is accelerating the construction of payment infrastructure for machines, including wallets and stablecoin payment channels, enabling AI to autonomously complete service payments and asset transactions.

This week, Robinhood also launched related plans, allowing users to try stock trading executed by AI agents, with plans to expand into the cryptocurrency space in the future; MetaMask also released a non-custodial wallet solution for AI agents.

Ripple pointed out that traditional payment systems mainly serve human-initiated and approval processes, while AI agents require infrastructure that enables fast settlement, predictable outcomes, and no human approval. It emphasized that its new toolkit also supports payment capabilities based on the x402 protocol, allowing settlements using XRP and Ripple USD (RLUSD).

Meanwhile, the IC3 team, composed of researchers from several universities, stated that although AI combined with blockchain can achieve automated trading, AI agents still heavily rely on humans and underlying infrastructure, lacking complete independence.

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